KIVA Loans

Kiva is a crowd-lending program that bridges the gap between historically marginalized entrepreneurs and business capital by facilitating no-fee, 0% interest business loans up to $15,000 to entrepreneurs through millions of lenders and strategic partnerships around the globe.

Kiva loans do not require a minimum credit score or collateral. Instead, Kiva lenders focus on your social collateral. Social collateral includes the support of a Kiva Trustee like CIE. Social collateral also includes the support of family, friends, and community, demonstrated by their willingness to lend you a small portion of the loan.

Because CIE is a Kiva Trustee, our clients are prequalified as eligible. Also, as a Kiva Trustee, we can endorse your application. Our endorsement will help you connect to our partners, can take the place of a business plan, can expedite review, and can increase the amount you can borrow. (CIE endorsement is generally reserved for graduates of our Start Simple Business Course who have completed the assignments and can demonstrate how the loan will help achieve a realistic and feasible business goal. Exceptions can be made on a case-by-case basis).

Your CIE business advisor can support you each step of the way.